Updated: 03/04/2009

PLEASE READ THIS AGREEMENT CAREFULLY BEFORE ACCESSING THE SITE.
THIS DOCUMENT SETS FORTH THE TERMS OF USE ("TERMS OF USE") FOR THE WWW.BRUPSS.COM WEBSITE ("COMPANY", "WE," "OUR" OR "SITE") AND THE INFORMATION, SERVICES AND/OR PRODUCTS THAT MAY BE MADE AVAILABLE TO YOU THROUGH THE SITE. PLEASE READ THESE TERMS OF USE CAREFULLY. BY USING THE SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE, INCLUDING THE BINDING ARBITRATION PROVISIONS IN SECTIONS 14 AND 15, AND YOU ACKNOWLEDGE THAT YOU ARE A LEGAL ADULT AGE 18 OR OLDER. IF YOU DO NOT AGREE TO THESE TERMS OF USE OR THE POSTED PRIVACY POLICY ON THIS SITE, OR IF YOU ARE NOT A LEGAL ADULT AGE 18 OR OLDER, DO NOT USE THIS SITE.

Viewing Outside the India. Company makes no claims that the Site may be lawfully viewed, accessed or used outside the India. Access or use of the Site may not be legal by certain persons or in certain countries. If you access or use the Site from outside of the India, you do so at your own risk and you are responsible for compliance with the laws of your jurisdiction.

1. Privacy Policy and Changes to Site:
This Agreement governs the use of the Site which includes this website, all of its content and policies, any modifications, updates, enhancements, revisions, new features and/or the addition of any new web properties. Company reserves the right to change these Terms of Use at any time at its sole discretion. All Terms of Use changes will be posted on the Site and are effective immediately. Consequently, Company recommends that you visit and review these Terms of Use frequently. The last date on which these Terms of Use has been updated is noted above. In addition, the Company posts a privacy policy on this Site and it is incorporated into these terms as though fully set forth herein.

2. Services.

Company collects and sorts aggregate data for re-sale to third parties. Company does not charge any fees for your access to the Site. Company does charge fees for your use of Company's products and/or services. All sales of products and/or services are subject to Company's terms and conditions of data sale, a copy of which is available upon request and provided to you upon sale and purchase of data. In the course of using the Site, you may be required to sign up as a member of the Site and/or required to enter certain information or to email certain information to Company. You agree to provide Company with correct information, and to promptly provide Company with updates to such information as may be necessary or appropriate.

You acknowledge and agree that Company is not a broker, credit counselor, lender, auto financier or credit card issuer, nor is it an insurance broker. Company does not take applications for loans, nor does it make loans or credit decisions in connection with loans, nor does it issue commitments or lock-in agreements. Company is not an agent of the consumer or any bank, lender or loan broker. Company's services are administrative only. Company does not recommend any Services by its Network Participants. Company does not guarantee that completing a contact form will result in a consumer receiving a loan.

The contact form provided by a consumer and available to you is NOT an application for credit. Company does not request, obtain or review consumer credit history reports as part of our services. The information provided on this site is for personal use only and does not constitute legal or financial advice. Company does not endorse, warrant or guarantee the products or services of any credit counselor. Nothing on the Website constitutes an advertisement for credit as defined by Paragraph 226.24 of Regulation Z.

If you join as a Network Participant, you will receive information in real-time to determine whether the consumer's information meets your qualification criteria. Network Participants may, among other things, verify identity, perform a credit check, and review information against national databases that tracks consumer transactions with others including lending institutions. By submitting the form, the consumer has agreed to allow Network Participants to review, verify, and research their information in such manner.

In addition, the consumer has agreed to have a Network Participant contact them directly. Upon transfer of data to you, Company has no further involvement with consumer or the consumer's request for services or products. Specifically, Company has no involvement in procuring or finding of any loan nor does it have any involvement in the loan application or approval process.

Company is not a lender and does not make loan or credit decisions in connection with its service nor does it guarantee acceptance into any particular loan program or specific loan terms of conditions with any participating lender. Company does not guarantee that the price, product, availability, rates, fees, or any other loan terms offered and made available by participating lenders are the best terms available in the market.

Company is not involved with the lender's use and/or review of information or in making a determination about whether a consumer meets particular qualification criteria. If you purchase such data, you are solely responsible for services to the consumer, and you agree that Company shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of consumer data.

Company reserves the right to change any information, features and/or functions of its services without prior notice. Company reserves the right to deny you access to all or part of the services without prior notice. It specifically disclaims any responsibility for any errors or delays in providing the services caused by errors in any of the information provided by you or by any technical problems.

3. Use of the Website and Service. You certify to Company that: (i) you are at least eighteen (18) years of age; (ii) you are the actual person submitting the information and not on behalf of another person or entity; (iii) you assume full responsibility for the use of the Service by any minors; (iv) you agree that all information you have submitted to Company, online or otherwise, is accurate and complete, and that you have not knowingly submitted false information on or through the Company Website or Service; and, (v) your use of the Service is subject to and in compliance with all applicable federal, state, and local laws and regulations.

4. Prohibited conduct.

You must not: (i) submit, transmit or facilitate the distribution of information or content that is harmful, abusive, racially or ethnically offensive, vulgar, sexually explicit, defamatory, infringing, invasive of personal privacy or publicity rights, or in a reasonable person's view, objectionable; (ii) submit, transmit, promote or distribute information or content that is illegal; (iii) attempt to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service; (iv) take any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (v) upload invalid data, viruses, worms, or other software agents through the Service; (vi) use any robot, spider, scraper or other system to access the Service for any purpose without our express written permission; (vii) impersonate another person or otherwise misrepresent your affiliation with a person or entity, conduct fraud, hide or attempt to hide your identity; (viii) submit, upload, post, email, transmit or otherwise make available any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships; (ix) interfere with the proper working of the Service; (x) bypass the measures we may use to prevent or restrict access to the Service; or (xi) use consumer data in any manner which violates any state or federal law in the India.

5. Privacy Policy.

Personal information submitted in connection with the Service is subject to our Online Privacy Policy. For more information, see our full Privacy Policy.

6. Proprietary Rights.

You acknowledge and agree that the Service and any necessary software used in connection with the Service (hereinafter "Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further agree that all materials and/or content, including, but not limited to, articles, artwork, screen shots, graphics, logos, text, drawings and other files on the Company Website or as part of the Service are copyrights, trademarks, service marks, patents or other proprietary rights of Company or their respective intellectual property owners. Except as expressly authorized by Company, you agree not to modify, copy, reproduce, sell, distribute or create derivative works based on or contained within the Company Website, the Service or the Software, in whole or in part.

7. Links.

Company, through its Website, the Service or otherwise, may provide links to other websites. Because Company has no control over such websites, you acknowledge and agree that Company is not responsible for the availability of such external websites, and does not endorse and is not responsible or liable for any content, advertising, products, whether loan, auto, or telecommunications, or other materials on or available from such websites. You further acknowledge and agree that Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, products, goods or services available on or through any such website.

8. Indemnification.

You agree to indemnify and hold Company, its subsidiaries, affiliates, agents, shareholders, officers, employees, contractors, and vendors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your use of the Company Website or Service, the violation of the Agreement by you, or the infringement by you, or any other user of the Company Website or Service using your computer, of any intellectual property or other right of any person or entity. Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you.

9. Warranty Disclaimer and Limitation of Liability.

This web site and the information, software, products, and services associated with it are provided "as is." company expressly disclaims any warranty of any kind, whether expressed or implied, as to any matter whatsoever relating to this web site and any information, software, products or services provided herein, including without limitation the warranties of title, non-infringement, merchantability, or fitness for a particular purpose. Company makes no warranty as to the results that may be achieved by using this web site and the information, software, products and services associated with it. Use of this web site and/or the company's services is at your own risk. Company and/or its participating data purchasers or any of their officers, directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers, or service providers will not be liable for any direct, indirect, incidental, consequential, special, or punitive damages or other injury arising out of or in any way connected with the use of this web site and/or services or with the delay or inability to use this web site, or for any information, software, products and services obtained through this web site, or otherwise arising out of the use of this web site, whether resulting in whole or in part, from breach of contract, tortious behavior, negligence, strict liability or otherwise, even if company or its network participants have been advised of the possibility of damages. Some states do not allow the limitation of liability and disclaimer of implied warranties, so the disclaimers and limitations above may not apply to you. In such states, the respective liability of company, its network participants and their officers, directors, agents, subsidiaries, affiliates, employees, successors, assigns, content providers and service providers is limited to the greatest extent permitted by law.

10. Release.

You hereby agree to release and forever discharge company and its affilliates, partners, service providers, clients, vendors, and contrctors and each of their respective agents, directors, officers, employees, and all other related persons or entities from any and all manner of rights, claims, complaints, demands, causes of action, proceedings, liablities, obligations, legal fees, costs, and disbursements of any nature whatsoever, whether known or unknown, which now or hereafter arise from, relate to, or are connected with your use of the service or web site.

11. Notice.

Company may provide you with notices, including those regarding changes to the Agreement, either by email, regular mail, or postings on the Service. All notices to Company must be made in writing and mailed to B-87, Sector-60, Noida.U.P.India 201301.

12. Termination.

You agree that Company may, under certain circumstances and without prior notice, immediately terminate your access to the Company Website or Service. Cause for such termination shall include, but not be limited to: (i) breaches or violations of the Agreement or other incorporated agreements or Company's Privacy Policy; (ii) requests by law enforcement or other government agencies; (iii) discontinuance or material modification to the Service (or any part thereof); and (iv) unexpected technical or security issues or problems. You agree that all terminations for cause shall be made in Company's sole discretion and that Company shall not be liable to you or any third party for any termination or access to the Company Website or Service.

13. Dealings with Third Parties.

Your correspondence or business dealings with any third parties as a result of your visit and participation in the Service, including, but not limited to, business dealings with consumers, mortgage brokers or lenders, insurance agents or carriers, or any other person or entity derived from our site or service or and other terms, conditions, warranties, representations associated with such dealings, are solely between you and such third party. You agree that Company shall not be responsible or liable for any loss or damage of any sort incurred as the result of any such dealings or as the result of the presence of such third party on the Service.

14. Disputes.

This Agreement will be interpreted in accordance with the laws of the State of Uttar Pradesh, without regard to the conflicts of laws principles thereof. The parties agree that any and all disputes, claims or controversies arising out of or relating to the Agreement, its interpretation, performance, or breach, that are not resolved by informal negotiation within thirty (30) days (or any mutually agreed extension of time), shall be submitted to final and binding arbitration before a single arbitrator. Either party may commence the arbitration process called for herein by submitting a written demand for arbitration with the Bureau, and providing a copy to the other party. The arbitration will be conducted in accordance with the provisions of the Bureau Commercial Dispute Resolutions Procedures in effect at the time of submission of the demand for arbitration. The costs of arbitration plus reasonable attorneys' fees (including fees for the value of services provided by in house counsel) shall be awarded to the prevailing party in such arbitration. Judgment on the award rendered by the arbitrator may be entered in the Superior Court of Uttar Pradesh, Country India, or the Uttar Pradesh District Court for the Central District of Uttar Pradesh . Notwithstanding anything to the contrary in this Section, to the extent you have in any manner violated or threatened to violate Company's intellectual property rights, Company may seek injunctive or other appropriate relief in any state or federal court in the State of Uttar Pradesh, and you consent to exclusive jurisdiction and venue in such courts.

The parties agree that this agreement has been entered into at company's place of business in the county of uttar pradesh, state of brupss, and any arbitration, legal action or proceeding arising out of or relating to this agreement must be commenced and take place in the state of uttar pradesh, state of brupss.

15. Waiver of Trial By Jury.

TO THE EXTENT A CLAIM IS NOT GOVERNED BY THE ARBITRATION CLAUSE, COMPANY AND YOU EACH hereby waive the right to a trial by jury in any court and in any suit, action or proceeding, whether in tort, contract or otherwise, in which ANY SUCH PARTY is a party, as to ANY CLAIM ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OF USE, THE PRIVACY POLICY, YOUR OR COMPANY'S RIGHTS AND OBLIGATIONS UNDER THESE TERMS OF USE OR THE PRIVACY POLICY, THE SITE, THE USE OF THE SITE, AND/OR THE SERVICES AND/OR PRODUCTS THAT MAY BE PROVIDED BY OR THROUGH OR IN CONNECTION WITH THE SITE.

16. Modification to Service.

Company reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Company shall not be liable to you or to any third party for any modification, suspension or discontinuance of the Service.

17. Waiver and Severability of Terms.

The failure of Company to exercise or enforce any right or provision of the Agreement shall not constitute a waiver of such right or provision. If any provision of the Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and the other provisions of the Agreement remain in full force and effect.

18. Disclosure of Your Information.

You acknowledge, consent and agree that Company may access, preserve, and disclose the information we collect about you if required to do so by law or in good faith belief that such access preservation or disclosure is reasonably necessary to: (i) comply with legal process; (ii) enforce the Agreement; (iii) respond to claims that any information or content violated the rights of the third parties; (iv) respond to your requests for customer service; (v) protect the rights, property, or personal safety of Company, its users and the public; or (vi) as provided in our Privacy Policy.

19. Miscellaneous.

" Severability.
Except as otherwise expressly provided by these Terms of Use, if any provision of these Terms of Use shall be held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If any provision of these Terms of Use is invalid or unenforceable, but that by limiting such provision it would become valid and enforceable, then such provision shall be deemed to be written, construed and enforced as so limited.

" Waiver of Contractual Right.
The failure of Company to enforce any provision of these Terms of Use shall not be construed as a waiver or limitation of Company's right to subsequently enforce and compel strict compliance with that provision or any other provision of these Terms of Use.

" Parties in Interest.
These Terms of Use shall be binding upon, inure to the benefit of, and be enforceable by the parties to these Terms of Use and their respective successors, heirs, legatees, personal representatives and permitted assigns. No assignment, delegation or other conveyance of these Terms of Use or of any rights or obligations hereunder may be made by you (by operation of law or otherwise) without the prior written consent of Company. Company may assign its rights and obligations under these Terms of Use to any other party. " Headings.
The headings and other captions in these Terms of Use are for convenience and reference only and shall not be used in interpreting, construing or enforcing any of the provisions of these Terms of Use. Common nouns and pronouns will be deemed to refer to the masculine, feminine, neuter, singular, and plural, as the context may require.

" Entire Agreement.
Except for any data purchase agreement which you may enter with Company, these Terms of Use constitutes the entire agreement between you and Company for the use of the website and they supersede all prior or contemporaneous communications, promises and proposals, whether oral, written or electronic, between you and Company.

" Printed Terms of Use Admissible.
A printed version of these Terms of Use and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to these Terms of Use to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

" Governing Law.
These terms of use shall be governed by and construed in accordance with the laws of the State of Uttar Pradesh, excluding any law or conflicts of law principle that would apply the law of another jurisdiction.

" Company Contact Information.
If you have any questions or comments regarding these Terms of Use or the Site, please email Company at info@BRUPSS.com.

20. Survival.
The following paragraphs shall survive termination or your refusal to continue to use the Service: 5 through 18.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR RECORDS.

Updated March 04, 2009

This Privacy Policy governs your use of this Website and any content, products or services made available from or through this Website including any sub domains thereof (hereinafter "Website"). The Website is made available by www.brupss.com hereinafter referred to as ("Company"). By visiting this Website and requesting information, products or services offered on or through this Website, you agree to the terms of this Privacy Policy, as they may be amended from time to time. As Company updates or expands its Website, services or products, this Privacy Policy may change and the changes are effective upon posting. Please check back frequently for updates as it is your sole responsibility to be aware of changes. Company does not provide notice of changes in any manner other than by posting the changes at this Website. This Privacy Policy is incorporated into, and part of, the Website Terms and Conditions of Use ("Terms of Use"), which governs your use of this Website in general.

This Website is intended for users who are located in the India. The Privacy Policy shall be interpreted under the laws of the India.

Purpose of the Privacy Policy.

The purpose of this Policy is to describe the information collection, use, and dissemination practices of Company, its parent, subsidiaries and registered d/b/a companies (Collectively referred hereinafter as "Company") and all related Websites owned or registered to Company and applies to Company's collection, use, storage and disclosure of information by Company on its (a) Websites, including all its divisions, subsidiaries and related companies (collectively, the "Websites"), (b) on various Third Party Websites, and (c) to Company's other information collection, including the acquisition of customer information from third parties. Company is not responsible for the information collection or privacy practices of third party Websites or applications. By reference, this Privacy Policy is incorporated into and is subject to the Terms of Use pertaining to the use of the Website. Your use of the Website and any personal information you provide via the Website or through other official Company contact remains subject to this Privacy Policy as well as the applicable Terms of Use of the site or services and products contained thereon. By providing us with your personal information on our Website or in the course of using our services, you consent to the transfer of your Personal Data, and any other data we acquire about you from third-party service providers as provided herein.

Information Collection, Use, and Dissemination practices.

This policy applies to Company's collection, use, storage and disclosure of information by Company on its, (a) Websites, including all its parent companies, divisions, subsidiaries and related companies (collectively, the "Websites"), (b) on various third party Websites, and (c) to Company's other information collection, including the transfer of opt-in customer lists from third parties, or the use of customer opt-in lists from third parties. Company is not responsible for the information collection or privacy practices of third party Websites or applications.

1. Collection of Information.

1.0 Security.

We use security software to protect the confidentiality of your personal information. In addition, our business practices are reviewed periodically for compliance with policies and procedures governing the security and confidentiality of our information. Our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons. Your access to some services and content is password protected. We advise that you do not disclose your password to anyone. In addition, we recommend you sign out of password-protected services at the end of your session.

1.1. User Direct Information.

Each time you provide or transmit information via the Website, Company may obtain and collect personally identifiable information provided by you, including, but not limited to, your name, email address, mailing address, and telephone or cell phone number. You may also provide us with information that, when combined with personally identifiable information, provides us with a better idea of who you are, including but not limited to your gender, birthday, marital status, and education level (collectively referred to as "personal information"). If you choose to access our Website, use our services or purchase our products, we may require you to provide personal information as indicated on the forms throughout the site.

1.2. Survey Information.

Company may collect information from you when you voluntarily complete a Company survey, order form, or a registration page either online by using the internet, offline by providing this information through the mail, in person or using a telephone. This information may be collected by surveys, order forms, or registration pages operated by third parties. This method of collection is collectively known as a "Survey." In such Surveys, Company or a third party may ask you to provide personal identifiable information including your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, social security number, employment information, personal and online interests, and such other information as may be requested from time to time. Company may also collect such information concerning you from another source and uses that information in combination with information provided from the Websites. Completing the Surveys is completely voluntary, and you are under no obligation to provide Survey Information to Company or a third party.

1.3. Third Party Information.

Company may collect information from you when you provide information to a third party and Company subsequently acquires or uses the information provided by the third party. Such information may include, but is not limited to, your name, email address, street address, zip code, telephone numbers (including cell phone numbers and carriers), birth date, gender, salary range, education and marital status, occupation, industry of employment, personal and online interests, and such other information as the you may have provided to the third party. When acquiring this information, Company seeks assurances from the third party that you agreed to provide and have such information acquired by Company. If you did not give express permission, or you would like to remove your permission, you may suppress all of your information by sending notification to us at info@brupss.com.

1.4. Other Methods of Collecting Personal Information.

Other occasions when Company obtains information from you include (1) your claiming a prize or seeking to redeem an offer by Company or by a third party, (2) your requests for assistance through Company's customer service department, and (3) when you voluntarily subscribe to a Company service or newsletter, if applicable to the Website.

1.5. Cookies, Web Beacons, and Other Info Collected Using Technology.

Company currently uses cookie and web beacon technology to associate certain Internet-related information about you with information about you in its database. Additionally, Company may use other new and evolving sources of information in the future.

(a) Cookies.

"Cookies" are a feature on your browser software. If enabled, we may write cookies that may store small amounts of data on your computer about your visit to any of the pages of this Site. Cookies assist us in tracking which of our features appeal the most to you and what content you may have viewed on past visits. When you visit this site again, cookies can enable us to customize our content according to your preferences. We may use cookies to: keep track of the number of return visits to this site; accumulate and report aggregate, statistical information on Website usage; deliver specific content to you based on your interests or past viewing history; save your password for ease of access to our Site. You can disable cookies, although the Site may not function properly for you. Your browser preferences can be modified to accept or reject all cookies, or request a notification when a cookie is set. You may read more about cookies at http://cookiecentral.com. In order to use all of the features and functionality of Company's Websites, you need to accept cookies.

<0p>(b) Web Beacons.

A web beacon is a programming code that can be used to display an image on a web page, but can also be used to transfer your unique user identification to a database and associate you with previously acquired information about an individual in a database. This allows Company to track certain Websites you visit. Web beacons are used to track online behavioral habits for marketing purposes to determine products or services you may be interested in. In addition to using web beacons on web pages, Company also uses web beacons in email messages sent to individuals listed in Company's database.

(c) IP Addresses.

Company automatically tracks certain information based upon your behavior on the site. We may use this information to do internal research on our users' demographics, interests, and behavior to better understand, protect and serve you and our community. This information may include the URL that you just came from (whether this URL is on the site or not), which URL you next go to (whether this URL is on the site or not), your computer browser information, and your IP address. Your Internet Protocol ("IP") is a unique Internet "address" which is assigned to you by your Internet Service Provider ("ISP"). For local area network ("LAN"), DSL, or cable modem users, an IP address may be permanently assigned to a particular computer. IP addresses are automatically logged by Web servers, collecting information about a user's traffic patterns. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Web. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Finally, other Websites you visit have IP addresses, and we may collect the IP addresses of those Websites and their pages.

(d) Computer Profiles.

Company may also collect and accumulate other anonymous data which will help us understand and analyze the Internet experience of our visitors. For instance, Company may accumulate visitor data relating to referring domain names, the type of browsers used, operating system software, screen resolutions, color capabilities, browser plug-ins, language settings, cookie preferences, search engine keywords and JavaScript enablement. When you provide us with Personal Identification Information, we are able to use such visitor data to identify you.

(e) Data Analysis.

Data Analysis technology may be employed from time to time if used by a Client of Company.

(f) New Technology.

The use of technology on the Internet, including cookies and web beacons, is rapidly developing. As a result, Company strongly encourages individuals to revisit this policy for any updates regarding its use of new technology.

1.6. No Information Collected from Children.

Company will never knowingly collect any personal information about children under the age of 18. If Company obtains actual knowledge that it has collected personal information about a child under the age of 18, that information will be immediately deleted from its database. Because it does not collect such information, Company has no such information to use or to disclose to third parties. Company has designed this policy in order to comply with the Children's Online Privacy Protection Act ("COPPA").

1.7. Credit Card Information.

Company may, in certain instances, collect credit card numbers and related information when an individual places an order from Company. When the credit card information is submitted to Company, such information is encrypted and is protected with SSL encryption software. Company will use the credit card information for purposes of processing and completing the purchase transaction, and the credit card information will be disclosed to third parties only as necessary to complete the purchase transaction.

2. Use of Individual Information.

2.0 General Use.

The following paragraphs in Section 2 describe how Company currently uses Individual Information, but Company may change or broaden its use at any time. As noted below, Company may update this policy from time to time. Company may use Individual Information to provide promotional offers to individuals by means of email advertising, telephone marketing, direct mail marketing, online banner advertising, and package stuffers, among other possible uses.

2.1. Request fulfillment.

If you submit a request for services, or purchase data offered through this Website, we may share the Personal Information contained in your request form with third parties (collectively, "Service Providers") in our network to process and fulfill your request. In some circumstances, we may obtain additional information about you and/or share that information with Service Providers in our network. In addition, Service Providers that receive your Personal Information may use that information to obtain your credit report and credit score in order to process and fulfill your request when you request us to extend you credit. All Service Providers in our network have entered into agreements and are required to comply with federal and state privacy regulations. However, we do not have authority or control over such third. By submitting your request, you understand that Service Providers may contact you by telephone (wherein your conversation may be recorded), email, or regular mail based on the Information you provided to us in order to process and fulfill your request, even if you have opted into the National Do Not Call List administered by the Federal Trade Commission, any state equivalent Do Not Call List, or the Do Not Call List of an internal company. If one of the Service Providers contacts you and you wish not to be contacted again by that Service Provider with respect to your inquiry, then you should specifically make a request to that Service Provider not to contact you again. Please note that the Service Providers may maintain the Information you provided whether you elect to use their services.

2.2. Email and Unsubscribe Policy.

Company uses Individual Information to provide promotional offers by email. Company may maintain separate email lists for different purposes. If email recipients wish to end their email subscription from a particular list, they need to follow the instructions at the end of each email message to unsubscribe from the particular list. To unsubscribe from all Company's email lists, a person must send an email to info@brupss.com. The Company's unsubscribe process impacts only the future delivery of electronic mailings disseminated by Company on its own behalf. You may still receive electronic mailings sent on behalf of Third Parties and your personal information may still be shared with Third Parties for use in offline marketing and data appends, including email appends. You should also note that unsubscribing from Company's electronic mailings will not automatically unsubscribe the subscriber's information from any Third Party business associates and licensees of the data. Since Third Party associates and licensee partners maintain separate databases from Company, and you will need to unsubscribe from each source individually, if desired. This allows you the freedom to pick and choose which subscriptions to maintain and which to discontinue.

2.3. Content of Email Messages.

Certain commercial email messages will be provided to you by third parties, hitting the "Reply" button will cause a reply email to be sent to the third party. In such a case, if you wish to not receive such mail, please use the unsubscribe button provided in the email.

2.4. Solicited Email.

Company only sends email to individuals who have agreed on the Websites to receive email from Company or to individuals who have agreed on a Third Party Website to receive email from Third Parties. As such, Company does not send unsolicited email messages. As a result, India statutes requiring certain formatting for unsolicited email are not applicable to Company's email messages.

2.5. Targeted Advertising.

Company may use Individual Information to target advertising to an individual. When an individual is using the Internet, Company uses Technology Information to associate an individual with that person's Individual Information, and Company attempts to show advertising for products and services in which the person has expressed an interest in the Surveys, indicated an interest by means of Technology Information, and otherwise. Company may, at its discretion, target advertising by using email, direct mail, telephones, cell phones, and other means of communication to provide promotional offers.

2.6. Telemarketing.

Company may use Individual Information to advertise, directly or indirectly, to individuals using direct mail marketing or telemarketing using telephones and cell phones. We may use individual information to provide the services you've requested, including services that display customized content and advertising.

2.7. Wireless Addresses.

If the e-mail address you provide to Company is a wireless e-mail address, you agree to receive messages at such address from Company or its business associates (unless and until you have elected not to receive such messages by following the instructions in the unsubscribe portion of this policy). You understand that your wireless carrier's standard rates apply to these messages. You represent that you are the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges.

2.8. Short Message Service.

Company may make available a service through which you can receive messages on your wireless device via short message service ("SMS Service"). Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, and the date, time, and content of your messages. You represent that you are 18 years of age and the owner or authorized user of the wireless device on which messages will be received, and that you are authorized to approve the applicable charges. In addition to any fee of which you are notified your provider's standard messaging rates apply to our confirmation and all subsequent SMS correspondence. All charges are billed by and payable to your mobile service provider. Company will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator. SMS message services are provided on an AS IS basis. Company may also obtain the date, time and content of your messages in the course of your use of the SMS Service. We will use the information we obtain in connection with our SMS Service in accordance with this Privacy Policy. If fees are charged to your wireless account invoice, we may provide your carrier with your applicable information in connection therewith. Your wireless carrier and other service providers may also collect data about your wireless device usage, and their practices are governed by their own policies. You acknowledge and agree that the SMS Service is provided via wireless systems which use radios (and other means) to transmit communications over complex networks. We do not guarantee that your use of the SMS Service will be private or secure, and we are not liable to you for any lack of privacy or security you may experience. You are fully responsible for taking precautions and providing security measures best suited for your situation and intended use of the SMS Service. We may also access the content of your account and wireless account with your carrier for the purpose of identifying and resolving technical problems and service-related complaints. Company may use personal information to provide the services you've requested, including services that display customized content and advertising. Company may also use personal information for auditing, research and analysis to operate and improve our technologies and services. Company may share aggregated and non personal information with third party business associates. When Company uses business associates to assist Company in processing your personal information, Company requires that they comply with our Privacy Policy and any other appropriate confidentiality and security measures. Company may also share information with third parties, including but not limited to, when complying with legal process, preventing fraud or imminent harm, and ensuring the security of our network and services. You may remove your information from Company's database. If you remove your information from Company's database it will no longer be used by Company for secondary purposes, disclosed to third parties, or used by Company or third parties to send promotional correspondence to you. You may remove your information by sending your request in writing via email to info@brupss.com or by sending "STOP", "END", or "QUIT" to the SMS text message you have received.

2.9. Use of Technology Information.

Company may use Technology Information (1) to match a person's Survey Information and Third Party List Information to other categories of Individual Information to make and improve profiles of individuals, (2) to track a person's online browsing habits on the Internet, (3) to determine which areas of Company's Website is most frequently visited. This information helps Company to better understand the online habits of individuals so that Company can target advertising and promotions to them.

2.10. Profiles of Individuals.

Company uses Individual Information to make a profile of an individual. A profile can be created by combining Survey Information and Third Party List Information with other sources of Individual Information such as information obtained from public databases.

2.11. Storage of Individual Information.

Company stores the Individual Information in a database on its' computers. Our computers have security measures (such as a firewall) in place to protect against the loss, misuse, and alteration of the information under Company's control. Not withstanding such measures, Company cannot guarantee that its security measures will prevent its computers from being illegally accessed, and the Individual Information on them stolen or altered.

3. Use of Personal Information.

Company may use your personal information in the following ways:

3.0. Public Forums.

When you contribute to a public area or feature of our Website, such as a chat room, bulletin board, list serve, blog, wiki or other open forum that we may make available on or through our Website, the information that you submit will be made available to the general public and will not be considered "Personal Information" for purposes of this Privacy Policy. For this reason, we recommend that you do not submit any sensitive information, including your full name, home address, phone number, other information that would enable other users to locate you or your financial information on these areas of our Website. Instead, make up a username that does not disclose your personal identity.

3.1. Third Party Offers.

Company may make customer lists available to companies or other entities not affiliated with the Company that have goods, services and offers that might be of interest to you. Company may, from time to time, provide your Personal Information to these entities so that they may send you these offers.

3.2. Marketing.

Company will use your personal information for any marketing and survey purpose on behalf of Company and its affiliates and subsidiaries to send information to you about additional goods or services that may be of interest to you. In addition, Company will disclose your personal information to third party agents and independent contractors to help us conduct our marketing and survey efforts and to share with other companies in connection with marketing efforts including but not limited to direct marketing. You may have no relationship with these other companies.

3.3. Co-sponsored Contests, Sweepstakes and Offerings.

Company may provide a contest; sweepstake and other offering may be co-sponsored by another company. In those situations, the information we obtain from you in connection with such contest, sweepstake or offering may be shared with our co-sponsor. In those situations, our co-sponsors will have the right to use your information for their own purposes, in accordance with their own policies. If you do not wish for the information we obtain from you to be shared with our co-sponsor, then do not enter such contest, sweepstake or other offering or otherwise provide to us any Personal Information in connection with such contest, sweepstake or other offering. We are not responsible for how our co-sponsors may use your information.

3.4. Service Providers.

We may use third parties to help operate our Website and deliver products and services, and may share your Personal Information with our affiliates, service providers and other third parties that provide products or services for or through this Website or for our business (such as Website or database hosting companies, address list hosting companies, e-mail service providers, analytics companies, distribution companies, fulfillment companies, and other similar service providers that use such information on our behalf). When you conduct e-commerce with one of the e-commerce affiliates or service providers to which the Website may be linked, certain personal information such as your e-mail and home address may be collected by the service provider's server and made available to us and third parties to provide you with the services requested.

3.5. Aggregate Statistics.

We may disclose aggregate statistics regarding user behavior as a measure of interest in, and use of, our Website and e-mails to third parties in the form of aggregate data, such as overall patterns or demographic reports that do not describe or identify any individual user.

3.6. Complying with Legal Process.

Company will use or disclose your personal information in response to subpoenas, court orders, warrants, or legal process, or to otherwise establish or exercise our legal rights or defend against legal claims or in the event you violate or breach an agreement with Company. Company will use and disclose your personal information if we believe you will harm the property or rights of Company , its owners, or those of Company 's other customers. Finally, we will use or disclose your personal information if we believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of Company's acceptable use policy, or as otherwise required by law when responding to subpoenas, court orders and other legal processes.

3.7. Order Fulfillment.

Company will transfer your personal information to third parties when necessary to provide a product or service that you order from such third party while using Company's Websites or when responding to offers provided by Company.

3.8. Data Summary.

Company may sell or transfer non-individualized information, such as summary or aggregated anonymous information about all persons or sub-groups of persons.

3.9. Third Parties.

Company may provide your personal information to third parties with whom they have a business relationship for the purposes of securing the services and products you have requested or provide you with additional marketing materials from which you may choose additional products or services.

4. Privacy Practices of Third Parties.

4.0. Advertiser cookies and web beacons.

Advertising agencies, advertising networks, and other companies who place advertisements on the Website and on the internet generally may use their own cookies, web beacons, and other technology to collect information about individuals. Company does not control the use of such technology and Company has no responsibility for the use of such technology to gather information about you.

4.1. Links.

The Websites and email messages sometimes contain hypertext links to the Websites of third parties. Company is not responsible for the privacy practices or the content of such other Websites. Linked Websites may contain links to Websites maintained by third parties. Such links are provided for your convenience and reference only. Company does not operate or control in any respect any information, software, products or services available on such third party Websites. The inclusion of a link to a Website does not imply any endorsement of the services or the site, its contents, or its sponsoring organization.

4.2. Affiliations/Merger/Sale.

Company further reserves the right to disclose, transfer or sell your personal information to companies who are affiliated with Company in Company's sole discretion. If Company changes ownership through an acquisition, merger, sale or other change of business status, it reserves the right to transfer or assign the right to use your Personal Information collected from the Website.

5. Foreign use of the Website.

To the extent that you are accessing the Website while domiciled outside of the India, you acknowledge that the Personal Information you are providing Company is collected and stored in the India and therefore consent to the transfer of information to and storage of the information outside of your domiciled country and in the India.

6. Payment & Refund Policy

"Refunds will be given at the discretion of the Company Management" Proceeding in the case of returns of services, refunds and cancellations [If you choose to terminate your Service within 7 business days, the SERVICE FEES WILL BE REFUNDABLE under any circumstances. Brupss service is for your sole, personal use only. You may not authorize others to use your Services and you may not assign or transfer your account to any other person or entity.]

• Debiting time of the cardholder [Card will be debited once order is placed.]
• Promise of reaction times for all customer queries [The company will react to all customer queries within 24 hours.]
• Exportation restrictions [there is no exportation restrictions]